Easily selected for the best benefit lowest cost provider, term insurance can be an affordable way to protect and plan for your loved ones in the event of an unforeseen tragedy. The professionals at Massey Romans Capital will assist you in pricing and determining the plan that is most appropriate for you based on your needs and goals.

This can encompass several strategies, including but not limited to, term life insurance, whole life insurance, disability insurance and long- term care insurance. With our expertise in insurance planning, we can guide you through the processes of risk management and estate planning to help protect your family.

This type of “permanent insurance” can be used to build wealth, plan for estate taxes, and create a legacy for your heirs. There are also a myriad of other uses for this type of insurance. Your Massey Romans Capital agent should be able to assist you with the choices that best suit your insurance needs.

This type of insurance can act as a protective net and bridge of income in the event of a long-term recovery from a covered injury. There are multiple products and strategies associated with this type of insurance, ranging from garden variety disability to highly compensated individual disability policies.

As our population ages, more and more of us will find ourselves in need of At Home Care, Assisted Living Care, and Nursing Home Care. This type of insurance can be helpful in offsetting the costs associated with the aforementioned services. Often times, we see it as a firewall between the wealth of a client and the immense cost of caring for a loved one in their final years.

We offer both fixed and index annuities. We use multiple strategies for these products. Typically we use them for downside protection and capital preservation. There are many applications for these products and strategies, Massey Romans Capital can help you steer through the ocean of choices.