The U.S. stock market has become so concentrated that even broad index funds are no longer well diversified, our columnist says.

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works.

Getting family members to listen to you when you think they are headed down a dangerous financial path can be difficult. But there are preventive steps you can take.

Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401(k). That may lower their take-home pay.